Blog
Plain-language explainers on the small choices that move a pro rata figure — day-count conventions, FTE vs pro rata vs take-home pay, and how to check a number you've been given against the math.
- Compared Biweekly vs Semi-Monthly Pay: Why 24 vs 26 Paychecks Changes Each Check (2026) Biweekly vs semi-monthly pay splits the same salary into 26 vs 24 checks. See why each check differs though the annual total stays identical.
- Compared 30/360 vs Actual/365: How the Day-Count Basis Changes Your Refund (2026) Insurance refund not matching the quote? The day-count basis — 360 vs 365 vs 366 days — moves the figure. See the difference and switch the basis.
- Guide Why Is My First Paycheck Smaller? Prorated First Paycheck Guide (2026) Your first paycheck at a new job is smaller than expected? See whether it's proration, pay-cycle timing, or deductions, and check the exact gross.
- Explainer How to Calculate Pro Rata: The Formula With Worked Examples (2026) Pro rata means in proportion. Learn the one formula — full amount x used / total — with worked examples for salary, rent, and refunds.
- Guide Insurance Refund Smaller Than Expected? Shortfall vs Applied-to-Balance (2026) Insurance refund lower than you figured? Tell whether it's the day-count basis, a balance applied, or an early-cancellation penalty — and check it.
- Compared Leap-Year Insurance Refund: 365 vs 366 Days When a Policy Crosses Feb 29 (2026) A policy term spanning Feb 29 has 366 days on Actual/actual, shifting the per-day premium and your refund. See why your figure can be a day off.
- Guide Part-Time Pro Rata Pay: Working Out a 3-Day-a-Week Salary (2026) Part-time pay is the full-time salary scaled by your days or hours. See how a 3-day-a-week salary is worked out and check you're not short-changed.
- Guide Prorated Bonus for a Partial Year: Is Your Employer's Split Right? (2026) Bonus prorated for a partial year? Learn the months/12 and days/365 splits, why your employer's figure may differ, and check the exact amount.
- Explainer What Is Pro Rata Salary? FTE vs Pro Rata vs Take-Home (2026) Pro rata salary confuses three numbers: advertised FTE, your pro-rata gross, and net take-home. Learn the difference and check your exact gross.
- Explainer What Is Unearned Premium? Your Insurance Refund in Plain English (2026) Unearned premium, return premium, pro rata refund: the part of your premium for time you won't use. Learn what it means and check the figure.